|
Terms and Conditions of Use
By accessing this website, you agree to the following terms and conditions, including Fidelity's Privacy policy, notices, disclaimers and any other terms and conditions or other statements contained on this website (Terms of Use). Fidelity may, at its sole discretion, vary or modify these Terms of Use without notice. Any subsequent access to, or use by you of this website, you agree to be subject to these Terms of Use.
Fidelity Australia
This website is published by Fidelity Investments Australia Limited (ABN 34 006 773 575) "Fidelity Australia". Fidelity Australia is licensed as an Australian Financial Services Licensee pursuant to section 913B of the Corporations Act 2001 and holds AFS Licence No. 237865.
Fidelity Australia is a member of the Fidelity Group. Fidelity means FIL Limited, established in Bermuda, and FMR LLC, established in the United States, and their respective subsidiary companies and affiliates.
Website Information
Fidelity Australia uses all reasonable skill and care in compiling the information on this website. However, the materials on this website are provided "as is" and none of Fidelity Australia or any other member of the Fidelity group, nor any of their directors, officers, employees and associates makes any representation or warranty (either express or implied) as to merchantability, non-infringement of intellectual property or other rights of third parties, fitness for any particular purpose or that the information and opinions expressed on this website are accurate or complete. It is general information only. The information is not intended to be a comprehensive statement on any matter or specific commercial or legal advice and should not be relied upon as such. Errors or omissions in the information may occur because of a number of factors which are inherent in any computer system and are not within Fidelity Australia's reasonable control (e.g. unauthorised access to this website, or the effects of machine, software or operator error or malfunction in connection with data transmission).
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, except as otherwise permitted by Fidelity Australia, any portion of the information on this website or the use or access to the information on this website.
Except in so far as liability under any statute cannot be excluded, Fidelity Australia, Fidelity and their directors, officers, employees and associates, do not accept any liability (whether arising in contract, tort, negligence or otherwise) for any error or omission in this information or for any loss or damage (whether direct, indirect, consequential or otherwise) suffered by the user of this information or any other person arising out of or in connection with the use of this website or in reliance on the information in this website. Whilst every reasonable precaution has been taken to ensure the accuracy, security and confidentiality of information available through this website, Fidelity Australia cannot be held responsible for any consequence of any action carried out by any user authorised or unauthorised.
Fidelity Australia does not represent or warrant that this website or its contents are free from computer viruses or other defects and the user uses it at their own risk. Fidelity Australia shall not be responsible for any loss or damage suffered by users of this website, including damage or technical problems in connection with the user's computer hardware or software resulting from use of this website.
Trademarks
Trade names referred to in this website are trade marks owned by or licensed to Fidelity or other content providers. Trade marks owned by Fidelity or providers of content on this website are used to act as an indication of source or origin of associated services. Nothing on this website should be considered as granting any licence or right under any trade mark of Fidelity or any third party. FIDELITY®, Fidelity Investments®, the pyramid device, are registered trade marks or applications for registered trade marks of, and are used with the authority of, FIL Limited.
Copyright
Copyright, trade marks, database rights, patents and all similar rights in this website and the information contained in it are owned by Fidelity Australia and/or Fidelity, its licensors or relevant third party content providers. You may use the information on this website and reproduce it in hardcopy for your personal reference only. The information may not otherwise be reproduced, distributed or transmitted to any other person or incorporated in any way in to another database, document or other material. Any copy of materials which you make from this website must retain all copyright or other proprietary notices and disclaimers contained therein.
Your privacy at Fidelity Australia
Fidelity Australia is subject to the requirements of the National Privacy principles which are contained in the Privacy Act 1988 (Cth) (the 'Privacy Act') and which govern how private sector organizations handle personal information.
Our privacy policy is designed to answer the following questions:
What Personal Information does Fidelity Australia collect?
How is Personal Information collected and stored?
How is Personal Information used?
Will personal information be given to anyone else?
How can you access and correct your Personal Information?
1. What Personal Information does Fidelity Australia collect?
Personal Information means any information that can identify you.
If you acquire services from Fidelity Australia, we may ask you to provide certain details including, for example, your name and contact information, your birth date, your tax file number and your financial details.
Sometimes we may need to collect personal information about individuals who are not customers of Fidelity Australia (for example, business contact details of a company representative with whom we deal).
Generally, we will not collect sensitive information about you (such as your race, political beliefs, religion or health) unless this is required to enable us to provide you with services. If we need sensitive information we will ask for your consent when we collect this information (unless an exception applies).
2. How is this personal information collected and stored?
This will depend on how you interact with us or the services you request from us. We may collect personal information about you from an application form or a registration form or verbally if you call our call-centres or speak directly with our staff.
In addition, if you access our website (either www.fidelity.com.au or www.fidelitypracticeone.com.au) we may collect information about your visits by using 'cookies'. A cookie is a packet of information which is sent by our website to your computer to track your use of our website and to allow you to effectively access your account information. In general, we use 'cookies' for security purposes and to assess the usage and improve the functionality of our website.
Fidelity takes reasonable steps to ensure the security of personal information held by it from such risks as loss or unauthorized access, destruction, use, modification or disclosure.
3. How is personal information used?
The personal information collected from you by Fidelity Australia may be used to:
Provide you with our services or with other information you have requested;
Notify you about other Fidelity Australia services or promotions from time to time; or
Manage our relationship with you.
If you do not wish to know about other Fidelity Australia services or promotions please let us know.
4. Will Personal Information be given to anyone else?
Personal information may be disclosed outside Fidelity Australia. For example:
For legal reasons, we may need to disclose personal information to law enforcement agencies, government agencies, courts or external advisers;
In some circumstances, personal information is disclosed to third parties where this is related to the supply of our services;
Personal information may be disclosed to third parties to whom Fidelity Australia contracts out specialised functions, such as mailing houses and printing companies.
5. Can you access and correct your personal information?
Under the Privacy Act, you have a right to seek access to information which we hold about you, although there are some exceptions to this. You also have the right to ask us to correct information about you which is inaccurate, incomplete or out of date. We will use all reasonable efforts to provide you with access as well as correct the information.
Online Security
Steps Fidelity Is Taking:
To protect your information and assets, Fidelity employs extensive physical, electronic, and procedural security controls, regularly adapting them as technology and threats evolve.
To block unauthorized access, all our computer systems are protected by firewalls, and electronic barriers that prevent unauthorized access to our networks.
Fidelity employs strong methods of encryption to protect all online activity involving personal or sensitive information between your computer and Fidelity's systems.
Three steps you need to take:
- Secure your home PC
Keeping your personal computer up-to-date with security software is the primary step in protecting your personal information and maintaining online security. The following security features are recommended for every personal computer:
- Up-to-date anti-virus software
- Up-to-date anti-spyware software
- A personal firewall
- Security updates, installed regularly
- Minimise your risks online
Minimising your exposure to online risks goes a long way to help protect the security of your personal information and home computer. Here are some important tips:
- Protect yourself from the online scam "Phishing"
- Don't email personal or financial data
- Exercise caution with wireless technology
- Protect yourself from Identity Theft
Identity Theft occurs when someone uses your name, date of birth, address, identification number, bank or credit card account numbers, or other personal information without your knowledge or permission to gain access to or take control of existing financial accounts or credit.
As with any crime, you cannot control whether you will become a victim, however, you can minimise the risk by managing your personal information wisely and cautiously. Here are some important tips:
- Protect your passwords
- Monitor your financial statements
- Check your credit rating regularly with your regional credit reporting agency
- Know the warning signs of Identity Theft
- Act quickly if you suspect your identity has been stolen
Contacting us
If you have any questions about this privacy policy, if you have a complaint about our collection, use or management of your personal information, or if you wish to access or correct your personal information, please contact Fidelity Australia's Compliance Officer who is also our Privacy Officer in writing:
Compliance Officer
Fidelity Investments Australia Limited
PO Box N850
Sydney NSW 1225
|